uob personalized banking
uob personalized banking
Blog Article
UOB Financial institution presents a variety of personal banking services designed to fulfill the fiscal wants of individuals. Down below is an in depth overview that will help you understand the key features and offerings.
Types of Accounts
Discounts Account: This account lets you lower your expenses though earning fascination.
Features: Quick access, interest earnings, nominal fees.
Added benefits: Protected spot for your funds, likely growth by way of desire.
Existing Account: Perfect for every day transactions and taking care of expenses.
Characteristics: Checkbook facility, overdraft security.
Rewards: Effortless for regular payments and withdrawals.
Set Deposit Account: For the people looking to generate better interest charges in excess of a hard and fast interval.
Attributes: Mounted expression deposits, bigger interest charges when compared to savings accounts.
Advantages: Secure investment decision solution with predictable returns.
Financial loans
Own Financial loans: Unsecured financial loans that could be useful for many applications like instruction or home renovation.
Types:
Installment Financial loans
Credit history Traces
Positive aspects: Adaptable repayment conditions, aggressive fascination charges.
Residence Loans: Tailored solutions for purchasing assets or refinancing present mortgages.
Varieties:
Set Rate Household Bank loan
Floating Price Home Personal loan
Gains: Unique options to go well with personal requirements, attractive premiums.
Charge cards
UOB provides An array of charge cards catering to different existence and paying habits:
Benefits Playing cards: Receive points on just about every obtain which can be redeemed for presents or vacation miles.
Cashback Cards: Get hard cash rebates on every day spending for instance groceries and dining out.
Journey Playing cards: Particular Gains like air miles accumulation and travel coverage coverage.
Financial commitment Providers
For people interested in increasing their wealth by investments:
Device Trusts * Diversified portfolio managed by here specialists. * Suited to lengthy-phrase expansion targets.
Structured Deposits * Combines the characteristics of common deposits with expense solutions. * Likely greater returns but with some chance included.
Coverage Goods
To guard by yourself and Your loved ones from unexpected gatherings:
Everyday living Insurance * Offers economic safety in case of death or crucial illness. * May also serve as a savings tool according to the policy selected.
Well being Insurance coverage * Covers professional medical fees which include hospitalization expenditures. * Essential for mitigating higher Health care costs.
Electronic Banking Companies
Ease at your fingertips via electronic platforms:
Net Banking
Lets you control your funds on the web:
Perspective account balances and transaction historical past
Transfer funds concerning accounts or shell out expenses
Submit an application for new merchandise (loans/charge cards)
Mobile Banking
Banking on-the-go by means of mobile applications:
Quick harmony checks
Mobile payment selections (QR code payments)
Notifications & alerts about account activity
Using these complete choices, UOB aims to provide personalised banking solutions that cater specially to person necessities whilst guaranteeing comfort and protection in all transactions.